Prime Meridian Direct (Pty) Ltd is an Authorised Financial Services Provider, FSP 41040. Policy benefits are underwritten by Santam Structured Insurance Limited a registered short-term insurer and Authorised Financial Services Provider, FSP 1027. PRIME MOTORTHRIFT and PRIME MOTOR COVERGROW are not comprehensive motor insurance policies. *Any reference made to a premium or benefit amount is subject to the plan or option selected. **Where reference is made to the term “write-off”, this means that the estimated cost of repairs is more than 80% of the insured vehicle’s current trade value. ***This refers to a naturally occurring fire (e.g. veldfire or forest fire), earthquake, lightning strike, flood, rain or wind storm, but excludes a hail storm. Terms & Conditions apply. Standard SMS rates apply.